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0% Interest for 48 Months*

on select brand purchases of $499 or more with 48 equal monthly payments required. April 11, 2024 thru May 1, 2024. Exclusion and limitations apply​

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Gear Card

Earn 10% back in rewards** on purchases made using your gear card now thru May 1, 2024

**View Program Details

See if you prequalify.
Get a decision in seconds with no
impact to your credit bureau score.

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Get your dream gear
with a Gear Card

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Additional Financing Offers

0% Interest for 24 Months*

on select brand purchases of $299 or more with 24 equal monthly payments required. April 11, 2024 thru May 1, 2024. Exclusions and limitations apply.​​


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Select Brands

Additional Financing Offer

No Interest if paid in full within 6 Months^

On purchases made between 1/1/24–12/31/24. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 Months. Minimum Monthly Payments required.

*Excluding the following: Special orders, gift cards, Guitar Center Rentals, Guitar Center Lessons, Guitar Center Repairs, used items, vintage items, open-box items, clearance items and any purchase where a manual discount is taken at register. Qualifying purchase amount must be on one receipt and cannot be combined with promotional coupons. No interest will be charged and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the initial total promo purchase amount divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period, the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 29.99% as 3/1/2024. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Offer available 4/11-5/1/2024.

‡ Monthly payment shown is equal to the purchase price (excluding taxes and delivery) divided by the number of months in the promo period, rounded to the next highest whole dollar, and only applies to the selected financing option shown. If a range of prices and monthly payments are shown, the lower monthly payment matches the lower price and the higher monthly payment matches the higher price. If you make your payments by the due date each month, the monthly payment shown should allow you to pay off this purchase within the promo period if this balance is the only balance on your account during the promo period. If you have other balances on your account, this monthly payment will be added to the minimum payment applicable to those balances.

^Offer applies only to single-receipt qualifying purchases, excluding the following: Special orders, gift cards, Guitar Center Rentals, and Guitar Center Lessons. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within the promotional period. If you do not, interest will be charged on the promo purchase from the purchase date. The required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

More Options

Buy now, pay later with

PayPal

You can now pay later with PayPal for your Guitar Center purchases. Choose a Pay Later offer when checking out with PayPal.

Business-to-Business Program

Reserved for our professional clients, our Business-to-Business Program allows you and other authorized users to make purchases in any store throughout the country and receive one monthly bill. Having an established account also allows us to facilitate quick and easy solutions to your equipment emergencies when you're on the road.

Learn More

Essentials Card

If you did not qualify for the Gear Card, you may still qualify for a secondary form of credit. Our Essentials Card is often the right choice for people who may not have an extensive credit history or have had trouble getting financing in the past. This is an in-cart offer for those who have not qualified for the Gear Card.

Pay Your Essentials Card

Lease-to-own

Less than perfect credit? Lease-to-own is a convenient way to get the items you want now–without a big upfront payment or a long-term commitment. Progressive Leasing offers affordable payments and flexible choices on how to purchase your items.

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