*Excludes the following: Special orders, gift cards, Guitar Center Rentals, Guitar Center Lessons, Guitar Center Repairs, used items, vintage items, open-box items, clearance items and any purchase where a manual discount is taken at register. Qualifying purchase amount must be on one receipt and cannot be combined with promotional coupons. A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs will be charged a promo fee equal to $20, and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee), and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next whole cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period, the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. For new accounts, as of 7/16/2024: Purchase APR is 34.99%. Penalty APR is 39.99% Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Offer available 12/5-12/25/2024

‡ A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. The estimated required monthly payment shown (which may exclude taxes, delivery or other charges) equals the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. During the last month(s) of the promo period the required monthly payment may be reduced due to this rounding. These payments apply only with the financing offer shown. If you make these payments by the due date each month, you should pay off the amount financed (including related promo fee) within the promo period, if it is the only balance you are paying off. If you have other balances on your account, this payment will be added to any other minimum monthly payments.

^Offer applies only to single-receipt qualifying purchases, excluding the following: Special orders, gift cards, Guitar Center Rentals, and Guitar Center Lessons. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 07/16/2024: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

^††Subject to credit approval. To qualify for this offer, you must open and use your Guitar Center Gear Card to make a qualifying single-receipt purchase of $499 or more (minus any returns or adjustments) between 12/5-12/11/2024. Qualifying purchase must post to your account by 12/11/2024. For accounts that qualify, a $50 statement credit will post to your account within 90 days after qualifying purchase is made. Only one $50 statement credit can be earned per account. Statement credit cannot be used to satisfy the required monthly payment on your Guitar Center Gear Card account and may not be redeemed for cash or cash equivalent. Account must remain open, in good standing, and not become delinquent at the time the statement credit is applied.