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0% Interest for 48 Months*

on select brand† purchases with 48 equal monthly payments required. minimum purchase amount may vary by brand. Promo fee of 2% of amount financed will be included in required monthly payments. October 10, 2024 thru October 30, 2024

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Gear Card

Earn 5% Back in rewards** on purchases made using your gear card.

**View Program Details

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impact to your credit bureau score.

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Additional Financing Offers

0% Interest for 24 Months*

on select brand† purchases with 24 equal monthly payments required. Promo fee of 2% of amount financed will be included in required monthly payments. Minimum purchase amount may vary by brand. October 10, 2024 thru October 30, 2024


See Brands Below


†Select Brands

Additional Financing Offer

No Interest if paid in full within 6 Months^

On purchases made between 1/1/24–12/31/24. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 Months. Minimum Monthly Payments required.

*Excludes the following: Special orders, gift cards, Guitar Center Rentals, Guitar Center Lessons, Guitar Center Repairs, used items, vintage items, open-box items, clearance items and any purchase where a manual discount is taken at register. Qualifying purchase amount must be on one receipt and cannot be combined with promotional coupons. A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs will be charged a promo fee equal to $20, and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee), and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next whole cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period, the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. For new accounts, as of 7/16/2024: Purchase APR is 34.99%. Penalty APR is 39.99% Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Offer available 10/10-10/30/2024

‡ A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. The estimated required monthly payment shown (which may exclude taxes, delivery or other charges) equals the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. During the last month(s) of the promo period the required monthly payment may be reduced due to this rounding. These payments apply only with the financing offer shown. If you make these payments by the due date each month, you should pay off the amount financed (including related promo fee) within the promo period, if it is the only balance you are paying off. If you have other balances on your account, this payment will be added to any other minimum monthly payments.

^Offer applies only to single-receipt qualifying purchases, excluding the following: Special orders, gift cards, Guitar Center Rentals, and Guitar Center Lessons. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 07/16/2024: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

More Options

Buy now, pay later with

PayPal

You can now pay later with PayPal for your Guitar Center purchases. Choose a Pay Later offer when checking out with PayPal.

Business-to-Business Program

Reserved for our professional clients, our Business-to-Business Program allows you and other authorized users to make purchases in any store throughout the country and receive one monthly bill. Having an established account also allows us to facilitate quick and easy solutions to your equipment emergencies when you're on the road.

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Essentials Card

If you did not qualify for the Gear Card, you may still qualify for a secondary form of credit. Our Essentials Card is often the right choice for people who may not have an extensive credit history or have had trouble getting financing in the past. This is an in-cart offer for those who have not qualified for the Gear Card.

Pay Your Essentials Card

Lease-to-own

Less than perfect credit? Lease-to-own is a convenient way to get the items you want now–without a big upfront payment or a long-term commitment. Progressive Leasing offers affordable payments and flexible choices on how to purchase your items.

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