Financing | Guitar Center
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Financing

Guitar Center Gear Card

With a Guitar Center Gear Card, you’ll get exclusive financing offers, easy monthly payments and no annual fee*. Simply fill out the online application or visit your local Guitar Center to apply. Special financing deals are automatically applied to all qualifying purchases made with your Gear Card.

To pay your bill, check your balance, review past statements or update account information, select the Access My Gear Card link below.
Have questions? Call 1-866-498-7882
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Access my Gear Card

Business-to-Business Program

Our Business-to-Business Program enables professional clients and their authorized users to make purchases in any store throughout the country and receive one consolidated monthly bill.
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Equipment Leasing

Leasing is an excellent way to finance larger purchases. Get the tools you need right away and make affordable monthly payments.
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Layaway

We offer a 30-day layaway program. A minimum deposit of 25% of the purchase price is required.
There are no fees, and deposits are 100% refundable.

You must pay the balance and pick up your items within 30 days. Layaways that pass 30 days will be cancelled.
The item(s) will be released and your deposit will be credited to an account in your name.
Some items may not be available for layaway.

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*For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2.

You are changing the Ship-To country.

Our product catalog varies by country due to manufacturer restrictions. If you change the Ship-To country, some or all of the items in your cart may not ship to the new destination.