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Great Financing Offers


  • A variety of different financing plans to meet your purchasing needs
  • Special financing on qualifying brands
  • Special Gear Card only promotions

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Reward Program


  • Reward program for Gear Card holders
  • Earn rewards with every Gear Card purchase
  • Combinable with special finance offers

View Program Details

Use In-Store or Online
And Earn 5% Back.

The Gear Card is flexible and convenient. Use it in-store or online.

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available financing offers

0% Interest for 24 Months*

On select brand purchases of $299 or more with 24 equal monthly payments required. February 26 – April 1, 2017. Exclusions and limitations apply.


No Interest if paid in full within 12 months**

On select brand purchases. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 Months. Minimum monthly payments required. February 26 - April 1, 2017. Exclusions and limitations apply.


0% interest for 36 months*

On Fender Custom Shop purchases of $2999 or more with 36 equal monthly payments required. February 26 – April 1, 2017. Exclusions and limitations apply.

*Offer applies only to single-receipt qualifying purchases, excluding the following: Stick Club and String Club memberships, special orders, gift cards, Guitar Center Rentals, Guitar Center Lessons, used items, vintage items, open box items, clearance items and any purchase where a manual discount is taken at register. Cannot be combined with promotional coupons. No interest will be charged on promo purchase and equal monthly payments are required equal to initial promo purchase amount divided by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

**Offer applies only to single-receipt qualifying purchases, excluding the following: Stick Club and String Club memberships, special orders, gift cards, Guitar Center Rentals, Guitar Center Lessons, open box gear, clearance items and any purchase where a manual discount is taken at register. Cannot be combined with promotional coupons. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within the promotional period. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

Qualifying Brands for 0% Interest for 24 or 12 Month Financing

Additional Financing Offer

No Interest if paid in full within 6-months**

On purchases made between 1/1/17 thru 12/31/17. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 Months. Minimum Monthly Payments required.

‡ Monthly payment shown is equal to the purchase price (excluding taxes and delivery) divided by the number of months in the promo period, rounded to the next highest whole dollar, and only applies to the selected financing option shown. If a range of prices and monthly payments are shown, the lower monthly payment matches the lower price and the higher monthly payment matches the higher price. If you make your payments by the due date each month, the monthly payment shown should allow you to pay off this purchase within the promo period if this balance is the only balance on your account during the promo period. If you have other balances on your account, this monthly payment will be added to the minimum payment applicable to those balances.

Other financing offers

Business to Business Program

Reserved for our professional clients, our Business-to-Business Program allows you and other authorized users to make purchases in any store throughout the country and receive one monthly bill. Having an established account also allows us to facilitate quick and easy solutions to your equipment emergencies when you're on the road.

Learn More

Equipment Leasing

Leasing is an excellent way to finance larger purchases. Many commercial clients choose this option because it allows them to get the tools they need right away, while offering financial benefits to their business.

Learn More
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