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Special Financing Offers

Guitar Center Gear Card holders have access to exclusive special financing offers. Don't have a card? Apply today.

Apply In-Store

or Download Financing Form

No interest incurs if purchase is paid in full in 12 months. If purchase balance is not paid in full in 12 months, interest will be charged to your account from the purchase date at your Standard APR (either 21.9% or Variable 22.9%).


Offer available on approved purchases made on Guitar Center Gear Card credit card issued by Capital One, N.A. Minimum Payments required. Your Account must be open and current to be eligible for this offer. Your Penalty APR is either 24.9% or Variable 26.9%. Variable APRs as of 3/31/14 and apply to accounts opened on or after 6/30/10. Minimum Interest Charge: $2. To be eligible for the special financing, financed purchases must be made at Guitar Center’s printed/ tagged price. Items must be new and in-stock. No special orders. Excludes Gift Cards, String Club and Stick Club memberships and musicians services (Pro Coverage, GC Garage & GC Studios). Offer valid 4/1/14 – 4/30/14.


**Estimated monthly payment is monthly amount necessary to pay off the purchase price (taxes not included) prior to the end of the 18 month promo period, assuming: there are no additional transactions on your account, and you pay the suggested payment in the bubble next to your selected item each month by your payment due date. Estimated monthly payment may be greater than the minimum payment required on your monthly billing statement.



How it works

To apply for this special offer:

  • Go to any Guitar Center and fill out an application
    or
  • Download the application, fill it out & walk in to any Guitar Center store.
  • Questions

    Want more information on special financing offers?

  • Call 1-866-498-7882
  • Already have a card? Manage your Guitar Center credit card / Pay your bill
  • Other Financing Offers:


    Business to Business Program

    Reserved for our professional clients, our Business-to-Business Program allows you and other authorized users to make purchases in any store throughout the country and receive one monthly bill. Having an established account also allows us to facilitate quick and easy solutions to your equipment emergencies when you're on the road.

    Learn More »


    Equipment Leasing

    Leasing is an excellent way to finance larger purchases. Many commercial clients choose this option because it allows them to get the tools they need right away, while offering financial benefits to their business.

    Learn More »